Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

Katherine Haan, MBA, is a Senior Staff Writer for Forbes Advisor and a former financial advisor turned international bestselling author and business coach. For more than a decade, she’s helped small ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech ...

Tyler has worked on, lived with and tested all types of smart home and security technology for over a dozen years, explaining the latest features, privacy tricks, and top recommendations. With degrees ...

Subroutines are usually small in size, which means they are much easier to write, test and debug. They are also easy for someone else to understand. As they are written outside of the main program, ...

We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Jon Chase Jon Chase is an editor of smart-home coverage. For Wirecutter, he ...